South Holland the most expensive
Residents of Zuid-Holland spend the most on their car insurance every year. According to calculations from comparison site Independer, they pay an average of almost € 2,000 a year.
In Friesland that is considerably less: the amount is less than € 1,300. The difference between the most expensive and cheapest province is therefore around € 700. On average, the Dutch pay almost € 1,600 in their car insurance every year.
For the study, Independer compared the premiums based on one type of car: the Volkswagen Golf, one of the most popular models in the Netherlands. It was the average premium for a WA+insurance policy in the first eight months of this year.
Greater chance of accidents
According to insurance expert Michel Ypma van Independer, the figures mainly offer an indication. “If you drive a new SUV or in a fifteen -year -old small car, then your premium can of course differ considerably.” According to Ypma, the premium difference between provinces has several causes. For example, the densely populated areas are usually more expensive.
“The more cars there are on the road, the greater the chance of accidents. In addition, in urban areas the chance of theft is also greater.” According to Ypma, the average age of drivers also plays a role. Relatively many elderly people live in provinces such as Groningen and Drenthe, while more young people live in South Holland and Utrecht.
“Younger motorists cause damage more often, and insurers calculate that risk in the premium.” Earlier this year, Independer reported that the average car insurance policy has become 30 percent more expensive in five years. According to Ypma, it pays to compare regularly. “Do you now have all-risk insurance for a car of ten years or older? Then you can consider switching to a cheaper liability insurance.”
South Holland is the Most Exensive
Residents of South Holland spend the most annually on their car insurance. Accordance to Calcals by Comparary Site Independer, They Pay An Average of Almost € 2,000 per year.
In Friesland, This is Considerably Less: The Amount There is Less Than € 1,300. The Difference Between The Most Exensive and Cheapest Province is Therefore around € 700. On Average, Dutch People Pay Almost € 1,600 per year for their car Insurance.
For the study, Independer Compared the Premiums Based On One Type of Car: The Volkswagen Golf, One of the Most Popular Models in the Netherlands. IT CONCERNED THE AVERAGE PREMIUM FOR A THIRD-PARTY PLUS FIRE and Theft Insurance Policy in the First Eight Months of This Year.
Greater Chance of Accidents
Accordance to Insurance Expert Michel Ypma or Independer, The Figures Mainly Survey An Indication. “If you drive a new suv or a fifteen-year-old small car, your premium May of Course Differ-toe.” Accordance to Ypma, The Premium Difference between Provinces Has Several Causes. For Example, Densely Populated Areas Are Usually More Expective.
“The more cars there are on the road, the Greater the Chance of Accidents. In Addition, The Chance of theft is also Greater in Urban Areas.” The Average Age of Drivers also plays a Role, Accordination to Ypma. Relatively Many Elderly People live in Provinces Such As Groningen and Drenthe, While More Young People Live in South Holland and Utrecht.
“Younger Motorists Statistically Cause Damage More Often, and Insurers Calculate that Risk in the Premium.” Earlier This Year, Independer Reported that the Average Car Insurance Has Become 30 percent more Expective in Five Years. Accordance to Ypma, IT is Therefore Worthwhile to Compare Regularly. “Do you now have an all-risk insurance for a car of ten years or older? Then you can consider switching to a cheaper third-party insurance.”